Individuals and families

Building a lasting relationship

We build strong relationships with our clients and it is important to us that our advice is tailored to suit your needs. We strive to understand what you want to achieve and work closely with you, offering practical solutions which are right for you and your family.

We can provide a straightforward tax compliance service through to a total solution covering every aspect of your personal finances. Whether your affairs are simple or complex we will help look after them and leave you free to enjoy your future.

There are five significant stages which people travel through during their lifetimes, and planning for these milestones is easier with advice. We can help you plan for your financial and business affairs, grow and protect your wealth, and save you tax.

Key milestones

Setting out

You’ve left home to start life on your own. After you’ve had your first job, and moved up the ladder, you’ll be on the lookout for a new home and will need some mortgage advice. Don’t forget about your pension – the sooner you start saving, the better the pay-off.

You may consider starting your own business. There are lots of financial considerations before you take the big plunge – forming a company, what structure works best, business strategy advice and tax planning for the future.


Your early years are behind you, and you may be looking to settle down with a special someone, in a marriage or civil partnership. Before you tie the knot, be sure to consider how you and your partner will structure your assets and investments, and start preparing for financial security together.

If you’ve decided to start a family, you will need to start thinking more long term. Be sure to get a Will written, and think about setting up a trust or planning for school fees.

Your early pension contributions have paid off, so be sure to get further pension planning and tax advice to maximise those investments. And look into asset protection to protect you and your family in case of illness or death.

Prime of life

Now is the time to take advantage of your hard work. You may be looking to grow your business, or looking into investments and tax free savings. You’ll need help managing your portfolio, and may require ongoing support to make sure your investments are delivering a return for you. It’s also a good idea to review your pensions, and make sure they will provide you with the support you’ll need in retirement.

If you’re interested in purchasing a holiday home or moving into a larger family home, you will also need capital gains tax planning advice to ensure your purchases are as efficient as possible.


You can see the light at the end of the tunnel! After decades of hard work, you will need to think about succession planning for your business – will you sell, pass on to your family or look for an management buy out from your key staff?

Next, think about the details of your retirement, including your income requirements and whether you wish to downsize or move homes. Will you retire in the UK, or look to settle abroad?

It’s also the time to consider your long term health and care costs further down the line. Estate planning is key when you’re still healthy and active to ensure your decisions for later life are put into a Will.

Your legacy

Planning for what will happen after your death can give you peace of mind, and is one of the more important things you can do as you approach later life. Ensure you have a Will, and that it is reviewed at least every five years. We can help you plan for your estate, administer your trust, as well as provide Inheritance Tax mitigation strategies to ensure you can pass your wealth down the generations.

How we can help

Estate planning
Financial planning
Private client

Meet the team

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