Collective Investment Schemes

Collective Investment Schemes is the collective way of describing pooled investments such as unit trusts and Open-Ended Investment Companies (OEICs).

Unit trusts and OEICs are ways for investors to gain access to a diversified portfolio of investments which they would not otherwise have enough funds to achieve.

Both work in a similar way but have different structures. With a unit trust the investor buys units in the fund whereas an OEIC is established as a company and the investor buys shares in the company.

Read more about Collective Investment Schemes in our fact sheet.

If you have any queries about investment planning, please contact our Wealth Management team on 01903 234094.