Private Client

Planning for your future

The tax system is now more complex than ever, and for this reason we believe that every taxpayer could benefit from our guidance and tax advice. At Carpenter Box, we can optimise your personal tax position so you can retain more of your hard earned income and capital. Whether your affairs are simple or complex we will help look after them and leave you free to enjoy your future.

We have a dedicated team of Chartered Tax Advisers who are able to provide detailed tax and independent financial advice to help you minimise your tax liabilities and preserve your wealth. By applying detailed understanding of the law and keeping ahead of the ever-changing tax system, we offer practical solutions which are right for you and your family.

Comprehensive solution

The Tax Advisory team works closely with our IFA arm, Carpenter Box Financial Advisers, providing seamless advice. They can offer a fresh approach to all your financial planning requirements, helping you to invest in your future.

They offer a range of financial planning solutions for individuals and family, and provide an integrated financial and tax advice service. This depth and breadth of knowledge enables them to offer practical support and advice across all aspects of your finances.

An introductory meeting is available free of charge.

“As always I have been well looked after and kept informed. Excellent service from a company I trust.”

Nick Best

Our services

Income Tax

Income tax can be applied to almost anything you earn above your personal allowance. This includes earnings from employment or self-employment, pension payments (whether they’re state, company and personal), interest generated on most savings accounts, income from shares, rental income and income paid to you from a trust.

Our dedicated specialists can examine all aspects of your financial position and help you effectively plan and structure your income, reducing your tax bill along the way.

Capital Gains Tax

Substantial savings can be made on Capital Gains Tax if you plan early – our main focus is on giving clients advice before a transaction is made. We will work with you to find a practical solution that complements your personal objectives, ensuring that you will not pay any more tax than you absolutely have to.

The rules surrounding capital gains are complicated and there are many reliefs, exemptions and allowances that a taxpayer can benefit from. Our considerable expertise and experience means we can advise you if it is possible to defer, reduce or eliminate completely any potential capital gains tax liability.

Inheritance Tax

Inheritance Tax (IHT) is a growing concern for many people. The good news is that unlike many other taxes, there are plenty of things you can do now that will help you pass on as much of your wealth as possible to family and friends. At Carpenter Box we understand the value of your money – we can help you plan for the future by managing and protecting your wealth today.

Inheritance tax is levied on the value of assets passing on a person’s death. It is also payable on certain lifetime gifts, subject to exemptions and reliefs. We recognise that strategies to reduce IHT need not be complicated or restrictive, but we need to be satisfied that they are right for you and your family. All strategies should be thoroughly planned and IHT is only one consideration. There are some very simple steps that can be put into place immediately.

Trusts and Estates

We are dedicated to providing director led advice and high-quality compliance services that will help put your mind at rest. A trust may form part of a strategy to pass wealth down the generations or may have been created to protect vulnerable beneficiaries. We can help minimise your tax liabilities by advising on estate planning and the efficient use of trusts. Once the trust is established, we can take care of its ongoing compliance and management.

We can also offer financial piece of mind when dealing with the administration of an estate following the death of a loved one.

Tax-efficient investments 

We work closely with the Independent Financial Advisers at Carpenter Box Financial Advisers. Our commitment is to work with you to gain a clear understanding of what you want to achieve, and the timescales involved to help make it happen. Whether you are looking to make a high or low risk investment, we can assess your situation and tailor a plan that works for you and your family.

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